Nowadays, getting online car insurance quotes is becoming more and more popular. This affords utmost convenience for the insured as well as faster response time and less paperwork for the insurance marketer. Initially only the quotes were given online and the rest of the procedure was done manually. Lately however, online insurance purchase is already possible. In fact, you can even download and make a printout of your proof of coverage.
Some online Toronto car insurance sites will go to the extent of providing you with comparative quotes – quotations of different vehicle insurance companies for a particular coverage. In doing so, you need not leave that website since canvassing can be done while accessing that single site.
In spite of the advantages, online car insurance transactions have their limitations. For one, they lack the personal touch, which many require when it comes to purchasing intangibles. When you transact over the web, you have no recourse but to rely mainly on reviews on the marketer. Also, multiple transactions which could bring about a lower insurance premium may not be accommodated. This means that if you want coverage for your house, pet, and car with the same insurance company (which normally would result in a lower combined premium), this may not be properly handled through internet.
Whether we like it or not, e-commerce is starting to become the norm. In this light, we have to get accustomed to transacting online. After all, this may be the only acceptable mode of doing business in the very near future.